:root {
            --royal-blue: #0e86c8;
            --royal-blue-dark: #0b699e;
            --royal-blue-light: #16a3f0;
            --crimson: #C62828;
            --crimson-light: #E53935;
            --navy: #1a2332;
            --navy-mid: #212d3f;
            --gold: #F9A825;
            --cream: #FAFBFF;
            --soft-gray: #F0F4F8;
            --text-dark: #1A2744;
            --text-mid: #4A5568;
            --text-light: #718096;
        }
        body { font-family: 'Inter', sans-serif; background-color: var(--cream); color: var(--text-dark); }
        h1, h2, h3, h4, h5 { font-family: 'Montserrat', sans-serif; }

        /* Navbar */
        .navbar { background: #fff; box-shadow: 0 2px 20px rgba(14,134,200,0.1); transition: all 0.4s ease; padding: 12px 0; }
        .navbar-brand { font-family: 'Montserrat', sans-serif; color: var(--royal-blue) !important; font-weight: 700; font-size: 1.2rem; }
        .nav-link { color: var(--text-dark) !important; font-weight: 500; padding: 8px 14px !important; border-radius: 6px; transition: 0.2s; font-size: 0.92rem; }
        .nav-link:hover { color: var(--royal-blue) !important; background: rgba(14,134,200,0.08); }
        .nav-link.active { color: var(--royal-blue) !important; font-weight: 700; }

        /* Buttons */
        .btn-portal { background: linear-gradient(135deg, var(--crimson), #E53935); color: white; border: none; border-radius: 50px; font-weight: 600; padding: 10px 28px; transition: 0.3s; }
        .btn-portal:hover { transform: translateY(-2px); box-shadow: 0 8px 20px rgba(198,40,40,0.3); color: white; }
        .btn-primary-custom { background: linear-gradient(135deg, var(--royal-blue), var(--royal-blue-dark)); border: none; color: white; border-radius: 8px; font-weight: 600; transition: 0.3s; }
        .btn-primary-custom:hover { transform: translateY(-2px); box-shadow: 0 8px 20px rgba(21,101,192,0.35); color: white; }
        .btn-outline-custom { border: 2px solid var(--royal-blue); color: var(--royal-blue); border-radius: 8px; font-weight: 600; background: transparent; transition: 0.3s; }
        .btn-outline-custom:hover { background: var(--royal-blue); color: white; }

        /* Cards */
        .card-premium { border: none; border-radius: 16px; box-shadow: 0 4px 20px rgba(21,101,192,0.06); transition: 0.35s ease; background: #fff; }
        .card-premium:hover { transform: translateY(-6px); box-shadow: 0 16px 40px rgba(21,101,192,0.13); }

        /* Section Labels */
        .section-label { font-family: 'Inter', sans-serif; font-size: 0.8rem; font-weight: 700; letter-spacing: 3px; text-transform: uppercase; color: var(--crimson); }
        .section-title { color: var(--royal-blue-dark); font-weight: 700; }

        /* Hero gradient */
        .hero-gradient { background: linear-gradient(135deg, var(--royal-blue) 0%, var(--royal-blue-dark) 100%); }

        /* Page Header */
        .page-header { background: linear-gradient(135deg, var(--royal-blue) 0%, var(--royal-blue-dark) 100%); padding: 80px 0 60px; color: white; }
        .page-header h1 { color: white; }
        .breadcrumb-item a { color: rgba(255,255,255,0.7); text-decoration: none; }
        .breadcrumb-item.active { color: white; }
        .breadcrumb-item + .breadcrumb-item::before { color: rgba(255,255,255,0.5); }

        /* Icon circles */
        .icon-circle { border-radius: 50%; display: inline-flex; align-items: center; justify-content: center; flex-shrink: 0; }

        /* Alert */
        .alert-success { background: linear-gradient(135deg, #E8F5E9, #F1F8E9); border: 1px solid #A5D6A7; color: #1B5E20; border-radius: 12px; }

        /* Footer */
        footer { background: linear-gradient(160deg, var(--royal-blue) 0%, var(--royal-blue-dark) 100%); padding: 70px 0 30px; color: rgba(255,255,255,0.9); }
        footer h5 { color: #fff; margin-bottom: 22px; font-weight: 600; font-size: 1rem; }
        footer a { color: rgba(255,255,255,0.75); text-decoration: none; transition: 0.2s; font-size: 0.9rem; }
        footer a:hover { color: var(--gold); }
        footer li { margin-bottom: 8px; }
        footer li i { color: var(--gold); width: 18px; }
        .footer-brand { font-family: 'Playfair Display', serif; color: white !important; font-weight: 700; font-size: 1.25rem; }
        .footer-divider { border-color: rgba(255,255,255,0.2); }
        .footer-badge { background: rgba(255,255,255,0.15); border: 1px solid rgba(255,255,255,0.25); border-radius: 8px; padding: 12px 16px; }
        .footer-badge span { color: white; font-weight: 700; }
        .footer-badge p { color: rgba(255,255,255,0.75); margin: 0; font-size: 0.85rem; }
        .social-icon { width: 38px; height: 38px; border-radius: 8px; background: rgba(255,255,255,0.15); display: inline-flex; align-items: center; justify-content: center; color: white; transition: 0.3s; text-decoration: none; }
        .social-icon:hover { background: white; color: var(--royal-blue); transform: translateY(-3px); }

        /* Back to top */
        #backToTop { position: fixed; bottom: 30px; right: 30px; display: none; z-index: 999; width: 50px; height: 50px; border-radius: 16px; background: #0b7bc1; color: white; border: none; box-shadow: 0 6px 16px rgba(11, 123, 193, 0.25); cursor: pointer; transition: 0.3s; align-items: flex-start; justify-content: center; padding-top: 12px; }
        #backToTop i { font-size: 1.1rem; stroke: white; stroke-width: 1.5px; }
        #backToTop:hover { transform: translateY(-3px); background: #0a6da9; box-shadow: 0 8px 20px rgba(11, 123, 193, 0.35); }

        /* Accent stripe */
        .accent-stripe { height: 5px; background: linear-gradient(90deg, var(--royal-blue), var(--crimson), var(--gold)); }

        /* Table */
        .table-premium thead { background: linear-gradient(135deg, var(--royal-blue), var(--royal-blue-dark)); color: white; }
        .table-premium thead th { border: none; font-weight: 600; padding: 14px 16px; font-size: 0.88rem; }
        .table-premium tbody tr { transition: 0.2s; }
        .table-premium tbody tr:hover { background: rgba(21,101,192,0.04); }

        /* ── Shared Page Hero (Benefits, About, Contact, etc.) ─── */
        .page-hero-section,
        .benefit-hero-section {
            position: relative;
            background: linear-gradient(135deg, #0a2444 0%, #0e86c8 100%);
            padding: 80px 0 70px;
            overflow: hidden;
            color: #fff;
            border-bottom: 3px solid rgba(14,134,200,0.4);
            text-align: center;
        }
        .page-hero-section .container,
        .benefit-hero-section .container {
            display: flex;
            flex-direction: column;
            align-items: center;
        }
        .page-hero-section .col-lg-8,
        .benefit-hero-section .col-lg-8 {
            width: 100%;
            max-width: 640px;
            display: flex;
            flex-direction: column;
            align-items: center;
        }
        .page-hero-section .d-flex.align-items-center,
        .benefit-hero-section .d-flex.align-items-center {
            justify-content: center;
        }
        .page-hero-section nav,
        .benefit-hero-section nav {
            display: flex;
            justify-content: center;
        }
        .page-hero-section ol,
        .benefit-hero-section ol {
            justify-content: center;
        }

        /* Floating icons watermark layer */
        .page-hero-icons,
        .benefit-hero-icons {
            position: absolute;
            inset: 0;
            pointer-events: none;
            overflow: hidden;
            z-index: 0;
        }
        .page-hero-icons i,
        .benefit-hero-icons i {
            position: absolute;
            -webkit-text-stroke: 1.5px rgba(255,255,255,0.15); /* Slightly more visible */
            color: transparent;
        }

        /* Eyebrow label */
        .page-hero-label {
            font-size: 0.72rem;
            font-weight: 700;
            letter-spacing: 3px;
            text-transform: uppercase;
            color: rgba(255,255,255,0.55);
            margin-bottom: 16px;
        }

        /* Icon bubble next to title */
        .page-hero-icon-bubble,
        .benefit-hero-icon-bubble {
            width: 72px;
            height: 72px;
            border-radius: 18px;
            background: rgba(255,255,255,0.12);
            border: 1.5px solid rgba(255,255,255,0.2);
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.8rem;
            color: #fff;
            flex-shrink: 0;
            backdrop-filter: blur(6px);
        }

        /* Page title */
        .page-hero-title,
        .benefit-hero-title {
            font-size: 2.4rem;
            font-weight: 900;
            line-height: 1.15;
            margin: 0;
            color: #fff;
        }

        /* Breadcrumb links */
        .benefit-bc-link {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            font-size: 0.82rem;
            font-weight: 500;
            color: rgba(255,255,255,0.8);
            text-decoration: none;
            padding: 5px 14px;
            border-radius: 20px;
            background: rgba(255, 255, 255, 0.03); /* Extremely subtle, almost transparent */
            border: 1px solid rgba(255,255,255,0.15);
            transition: all 0.2s;
        }
        .benefit-bc-link:hover { background: rgba(255, 255, 255, 0.1); color: #fff; }
        .benefit-bc-sep { color: rgba(255,255,255,0.3); font-size: 0.7rem; display: inline-flex; align-items: center; }
        .benefit-bc-active {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            font-size: 0.82rem;
            font-weight: 600;
            color: #fff;
            padding: 5px 14px;
            border-radius: 20px;
            background: rgba(255, 255, 255, 0.12); /* Light glass effect instead of dark blue */
            border: 1px solid rgba(255,255,255,0.3);
        }