About Us
Key Benefits
Comprehensive financial protection designed exclusively for Murang'a University staff members.
Benefits When Leaving Employment Early
Members who leave employment before retirement age can access up to 50% of their accrued benefits in...
Learn MoreTax Relief and Additional Savings Opportunities
The Scheme provides tax advantages to members because pension contributions are deducted before tax...
Learn MoreMortgage and Housing Support
Members can use up to 60% of their accrued pension benefits as security for mortgage financing.
Learn MoreDeath and Family Protection Benefits
The Scheme provides financial protection to members and their families in case of death, disability,...
Learn MoreMember Rights & Privileges
As a valued member of the MUT Staff Pension Scheme, you are entitled to the following fundamental rights.
Participation Rights
Elect trustees and attend scheme meetings to have a voice in governance decisions.
Immediate Vesting
Benefits vest immediately upon membership with no waiting period required.
Access to Information
Access and inspect all scheme information, documents and financial records.
Payment Options
Choose from applicable payment options upon exit, transfer or retirement.
Benefit Transfers
Transfer your accrued benefits seamlessly to any other registered scheme.
Retirement Age Schedule
The retirement age for Murang'a University staff is determined by your employment category and grade level as defined by the Pension Scheme rules.
Administrative
Grade 1–13Administrative
Grade 14–15Administrative (with Disability)
Grade 1–15Technical
Grade 5–15Academic (Grad Asst, Tutorial Fellow, Asst Lecturer)
Grade 10–11Academic (Lecturer to Professor)
Grade 12–15Retirement ages are set per the MUT Staff Pension Scheme Trust Deed & Rules. Contact the scheme administrator for personalised guidance.
How The Scheme Works
Three simple steps to your financial freedom
You Contribute 10%
Monthly deduction of 10% of your basic pensionable salary via payroll.
Sponsor Adds 20%
Murang'a University adds 20%, giving you a combined 30% monthly.
Investments Grow
Annual investment returns are credited to your member account.
Access Your Pension Statement
View your statements online anytime, or check your balance and last contribution instantly via USSD. New users must register first.
Online Member Portal
Log in to view your full statement history, download reports, and manage your pension account details anytime, anywhere.
Open PortalYour Access Details